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The Employment Practices Liability Coverage you are applying for is
claims-made coverage and applies only to claims first made against the
insureds during the policy period. No coverage exists for claims first
made against the insureds after the end of the policy period unless,
and to the extent that an extended reporting period applies. Defense
costs reduce the limit of liability and are subject to a retention.
Employment Practices Liability insurance protects companies and individuals against loss (damages and defense costs) arising from employment practice disputes. Common claims allege discrimination, sexual harassment, wrongful termination and wrongful discipline. |